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ESTATE PLANNING
MORE ON REVERSE MORTGAGES IN MN (PART 2)
A reverse mortgage is a nonrecourse loan. That means, if the home sells for less than what is owed, you or your heirs will not be responsible for paying the difference. Depending on the type of reverse mortgage you get, the FHA or the lender will cover the difference...
WHAT IS THE DEAL WITH “REVERSE MORTGAGES” IN MN?
Let’s begin this article by talking about what “reverse mortgages“ are. Reverse mortgages are exactly what they sound like they are—they are the “reverse” of a traditional mortgage. With a “regular” (traditional) mortgage, the lender makes a loan to you that allows...
HOW TO OVERCOME FEAR AND START PLANNING YOUR ESTATE
Estate planning has always been a challenge for many people. The usual reasons for procrastination have taken a backseat this year to the new challenges of COVID-19. Perhaps unlike anything most of us have ever experienced, the world has changed right before our eyes...
MINNESOTA’S ELDER CARE OPTIONS WHEN YOU CAN NO LONGER BE AT HOME
When Is It Time? For almost all of us who do not die at a relatively early age, there will come a time when remaining at home is no longer the right thing to do. Your children may not be paying attention. They may simply not realize that you need more daily...
CAN I STILL GET A DIVORCE IF MY SPOUSE DOESN’T COOPERATE?
It is not uncommon for spouses to disagree on whether or not to proceed with a divorce. Under Minnesota law, both parties do not need to agree to move forward with a divorce in order for such a proceeding to be started and/or completed. So long as the spouse who...
PROPERTY LINE DISPUTES IN MINNESOTA
Many of us have purchased homes in Minnesota over the years and rarely even think about the boundary lines that exist with our neighbors. It is reasonable to assume that our legal boundary lines are at or near our fence lines, tree lines, along our driveways or near...
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